Overview of the Banking Industry in China
I.Thr Role of the Banking Sector in China
Paragragh 12(P2,倒數(shù)第2段)
1.In addition, three policy banks (the State Development Bank, the Agricultual Development Bank of China and the Export and Import Bank of China) were established in 1994 to facilitate the separation of policy banking from commercial banking operations.
此外，1994年國(guó)家成立了三家政策性銀行（國(guó)家開(kāi)發(fā)銀行、中國(guó)農(nóng)業(yè)發(fā)展銀行和中國(guó)進(jìn)出口銀行），從而促使了政策性銀行業(yè)務(wù)與商業(yè)銀行業(yè)務(wù)的分離。
(1)three policy bank:三家政策性銀行
the State Development Bank:國(guó)家開(kāi)發(fā)銀行
the Agricultural Development Bank of China:中國(guó)農(nóng)業(yè)發(fā)展銀行
the Export and Import Bank of China:中國(guó)進(jìn)出口銀行
2.These policy-banking institutions have embarked on a track of steady development.
這些政策性金融機(jī)構(gòu)已經(jīng)步入穩(wěn)定發(fā)展的軌道。
(1)embark on a track of steady development:進(jìn)入穩(wěn)定發(fā)展的軌道
embark (on;upon):start;take part in:開(kāi)始；從事
例：embark upon a new business undertaking:從事一項(xiàng)新的商業(yè)
track: n.course;line taken by sth:進(jìn)程；路經(jīng)
3.They are playing an important role in financing major infrastructural projects and promoting agricultural development and international trade.
它們?cè)趪?guó)家重大基礎(chǔ)建設(shè)項(xiàng)目融資、促進(jìn)農(nóng)業(yè)發(fā)展和國(guó)際貿(mào)易等方面，發(fā)揮著重要的作用。
(1)to finance major infrastructural projects:對(duì)重大基礎(chǔ)建設(shè)項(xiàng)目融資
finance: v.provide money for (a scheme, project, etc):供（計(jì)劃、項(xiàng)目等）以經(jīng)費(fèi)
infrastructure: n.the parts of a system that compose the shole:形成整體的一個(gè)系統(tǒng)之各部分；基礎(chǔ)；基本設(shè)施
infrastructural: a.of infrastructure: 基礎(chǔ)的；基本設(shè)施的
(2)promote: v.help to organize and start;help the progress of:提倡；促進(jìn)
Paragragh 13(P2,倒數(shù)第1段)
4.Through years of reform efforts, China has developed a banking system consisting mainly of the wholly state-owned commercial banks and joint-equity commercial banks under the supervision of the central bank, the People's Bank of China.
經(jīng)過(guò)多年的改革努力，中國(guó)已建立起了一個(gè)在中央銀行--中國(guó)人民銀行監(jiān)管下的以國(guó)有獨(dú)資商業(yè)銀行與股份制商業(yè)銀行為主體的銀行體系。
(1)the wholly state-owned commercial banks:國(guó)有獨(dú)資商業(yè)銀行
joint-equity commercial banks:股份制商業(yè)銀行
5.As of the end of 2000,China's banking system had three policy banks, four wholly state-owned commercial banks and more than 100 joint-equity commercial banks.
到2000年底，中國(guó)的銀行體系擁有三家政策性銀行，四家國(guó)有獨(dú)資商業(yè)銀行，以及100多家股份制商業(yè)銀行。
(1)as of:till:截止
5.The non-bank financial sector mainly consisted of trust and investment companies, securities firms, finance companies and insurance firms as well as many urban and rural credit cooperatiives.
非銀行金融機(jī)構(gòu)主要包括投資公司、證券公司、財(cái)務(wù)公司、保險(xiǎn)公司以及眾多城鄉(xiāng)信用合作社。
(1)non-bank financial sector:非銀行金融機(jī)構(gòu)
(2)trust and investment company:信托投資公司
(3)securities firm:證券公司
(4)finance company:財(cái)務(wù)公司
(5)insurance firm:保險(xiǎn)公司
(6)urban and rural credit cooperatives:城鄉(xiāng)信用合作社
I.Thr Role of the Banking Sector in China
Paragragh 12(P2,倒數(shù)第2段)
1.In addition, three policy banks (the State Development Bank, the Agricultual Development Bank of China and the Export and Import Bank of China) were established in 1994 to facilitate the separation of policy banking from commercial banking operations.
此外，1994年國(guó)家成立了三家政策性銀行（國(guó)家開(kāi)發(fā)銀行、中國(guó)農(nóng)業(yè)發(fā)展銀行和中國(guó)進(jìn)出口銀行），從而促使了政策性銀行業(yè)務(wù)與商業(yè)銀行業(yè)務(wù)的分離。
(1)three policy bank:三家政策性銀行
the State Development Bank:國(guó)家開(kāi)發(fā)銀行
the Agricultural Development Bank of China:中國(guó)農(nóng)業(yè)發(fā)展銀行
the Export and Import Bank of China:中國(guó)進(jìn)出口銀行
2.These policy-banking institutions have embarked on a track of steady development.
這些政策性金融機(jī)構(gòu)已經(jīng)步入穩(wěn)定發(fā)展的軌道。
(1)embark on a track of steady development:進(jìn)入穩(wěn)定發(fā)展的軌道
embark (on;upon):start;take part in:開(kāi)始；從事
例：embark upon a new business undertaking:從事一項(xiàng)新的商業(yè)
track: n.course;line taken by sth:進(jìn)程；路經(jīng)
3.They are playing an important role in financing major infrastructural projects and promoting agricultural development and international trade.
它們?cè)趪?guó)家重大基礎(chǔ)建設(shè)項(xiàng)目融資、促進(jìn)農(nóng)業(yè)發(fā)展和國(guó)際貿(mào)易等方面，發(fā)揮著重要的作用。
(1)to finance major infrastructural projects:對(duì)重大基礎(chǔ)建設(shè)項(xiàng)目融資
finance: v.provide money for (a scheme, project, etc):供（計(jì)劃、項(xiàng)目等）以經(jīng)費(fèi)
infrastructure: n.the parts of a system that compose the shole:形成整體的一個(gè)系統(tǒng)之各部分；基礎(chǔ)；基本設(shè)施
infrastructural: a.of infrastructure: 基礎(chǔ)的；基本設(shè)施的
(2)promote: v.help to organize and start;help the progress of:提倡；促進(jìn)
Paragragh 13(P2,倒數(shù)第1段)
4.Through years of reform efforts, China has developed a banking system consisting mainly of the wholly state-owned commercial banks and joint-equity commercial banks under the supervision of the central bank, the People's Bank of China.
經(jīng)過(guò)多年的改革努力，中國(guó)已建立起了一個(gè)在中央銀行--中國(guó)人民銀行監(jiān)管下的以國(guó)有獨(dú)資商業(yè)銀行與股份制商業(yè)銀行為主體的銀行體系。
(1)the wholly state-owned commercial banks:國(guó)有獨(dú)資商業(yè)銀行
joint-equity commercial banks:股份制商業(yè)銀行
5.As of the end of 2000,China's banking system had three policy banks, four wholly state-owned commercial banks and more than 100 joint-equity commercial banks.
到2000年底，中國(guó)的銀行體系擁有三家政策性銀行，四家國(guó)有獨(dú)資商業(yè)銀行，以及100多家股份制商業(yè)銀行。
(1)as of:till:截止
5.The non-bank financial sector mainly consisted of trust and investment companies, securities firms, finance companies and insurance firms as well as many urban and rural credit cooperatiives.
非銀行金融機(jī)構(gòu)主要包括投資公司、證券公司、財(cái)務(wù)公司、保險(xiǎn)公司以及眾多城鄉(xiāng)信用合作社。
(1)non-bank financial sector:非銀行金融機(jī)構(gòu)
(2)trust and investment company:信托投資公司
(3)securities firm:證券公司
(4)finance company:財(cái)務(wù)公司
(5)insurance firm:保險(xiǎn)公司
(6)urban and rural credit cooperatives:城鄉(xiāng)信用合作社